There are a variety of marital troubles that could eventually lead to divorce. Money problems, infidelity and differing values may be some commonly recognized reasons for divorce, but some marital troubles may run even deeper.
Independence is held in high regard in America. People almost always consider it a positive trait to have. However, too much independence could be threatening the health of intimate relationships.
When people in Texas decide to divorce, they may have a lot of things on their mind. They may be concerned about child custody, co-parenting or even property division. These are some of the more contentious issues typically involved in divorce negotiations or even a trial in family court. However, one important issue may fall by the wayside too often: Life insurance. While many people divorce in good health and with little expectation that they may pass away in the future, few people can predict sudden emergencies or accidents leading to death.
Life insurance may be critical to ensure that the divorce agreement that the parties negotiated remains in place, even in case of a serious emergency. Some of the most important aspects of a divorce settlement may include alimony and child support. Many parents prioritize their children's university education, and a plan for paying college costs may be included as part of the divorce agreement. In these cases, it may be particularly important to think about life insurance purchased specifically to maintain these agreements. The cost of the policy may vary, and both parties may negotiate as to who is responsible for maintaining the premiums.
Divorce can prompt anger, dismay and regret for many people, especially when they look back on what may now seem like wasted years. Some unhappy spouses will be tempted to push for a divorce trial in family court. While their anger may well be justified, the courtroom is not always the best place to address those concerns. There are several reasons why a couple will want to settle their divorce case rather than go to trial.
Many people want to finalize a divorce as quickly as possible so that they can move on, even if they are dealing with outstanding issues over child custody, property division and other divorce legal matters. In this case, a negotiated settlement may be the way to proceed as it can shave months off of the time needed for a trial. Family courts often have significant delays, and many judges will strongly encourage both parties to aim for a settlement before moving forward with a trial. Of course, with the longer time frame for a trial, both parties are also likely to face heftier legal expenses and court costs.
Divorce can cause many changes to a child's life. One of the most disruptive changes can be the switch from having one home to having two homes. Regardless of the date your divorce was finalized, the date you and the other parent began living apart is likely when your divorce became real to your child.
Kids often struggle with change. However, there are ways you and your child's other parent can help him or her feel more comfortable in both homes.
Couples in Texas and throughout the United States who choose to end their marriages generally want to do so as quickly and easily as possible. Of course, there can be situations in which it may be necessary to take extra time to end a marriage properly. For instance, a spouse may want a larger share of marital assets or sole custody of the children. However, just because negotiations may have stalled doesn't mean that going to trial is necessarily a good idea.
It can take over a year to resolve a divorce through litigation. In many cases, it takes just months to come to a divorce settlement outside of court. A lengthy trial could result in taking time off work to appear in court or otherwise prepare for the proceeding. It can also mean spending more money on attorney fees.
If you and your spouse have decided to end your marriage, you probably realize your divorce will trigger many changes. You probably expect that you will each have your own house, that your children may end up spending time at both homes and that you may have to give up some of the property you and your spouse acquired during your marriage.
Some changes are obvious. However, some changes end up catching divorcees by surprise.
All couples argue from time to time. This means that neither spouse is afraid or unwilling to communicate with their partner. Clear and consistent communication with your spouse is an essential factor in maintaining a healthy marriage. Many couples neglect this part of their relationship, which can increase their chances of getting divorced.
Divorce among older couples is on the rise even though the rate overall is dropping. Some older Texas couples may have accumulated a substantial amount of money in retirement accounts, and this may need to be divided in a divorce.
Certain types of accounts, such as 401(k)s, can only be divided if a document known as a qualified domestic relations order has been prepared. An IRA does not need a QDRO, and dividing one can be fairly straightforward. However, it has the potential to get more complicated if a person has begun taking 72(t) distributions before reaching the age of 59 1/2. Under a limited set of circumstances, these types of distributions are permitted prior to retirement age without incurring a 10% penalty. However, according to regulations, if the account is modified in any way, this penalty kicks in and becomes retroactive for all distributions. The problem is that while it appears to be a modification based on IRS regulations, when individuals have sought clarification using a private letter ruling, this has not been the case.
When two people divorce, there is usually more than one issue that led them to this point. Additionally, most marriages seem to break down for the same reasons. If no effort is made to reignite the sparks in your relationship, these common issues could signal the end of a marriage.
What challenges could lead to divorce?
As some Texas couples begin the new year, they might contemplate divorce or child custody filings. During those types of processes, each person will be required to remember dates and times of things that, in the middle of the tensions and stress, they might forget. A good way to remember that specific information is to keep the previous year's calendar on hand.
An old calendar can become a helpful resource and strong evidence for parents who are getting ready to file for child custody. During the custody process, parents will need to show the child's health history, their extracurricular and social schedules as well as other important events. The information on the calendar will help a parent provide specific information about time and place as well as which parent was present for each. This information can affect custody and support.
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Travers & Travers
633 East Fernhurst Drive
Suite 602
Katy,
TX
77450
Phone:
281-492-2166
Fax:
281-492-8587
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